TexStar National Bank
600 Pat Booker Road
Universal City, Texas 78148
(210) 659-4000
NOTICE OF FINANCIAL PRIVACY RIGHTS
This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:
All of our customers who have a continuing relationship with us, such as:
- Deposit account
- Loan account
- Safe deposit box
- Retail installment contract we hold for service
- Self-directed Individual Retirement Account where we act as custodian or trustee
- Home mortgage brokerage
All persons (individuals) who do not have a continuing relationship with us, but who may use a financial product or service we provide in isolated transactions.
This includes for example, someone who:
- Uses our ATM machine
- Purchases travelers checks or money orders
- Applies for a loan that does not get completed
- All IRA accounts for which we act as a custodian
We will tell you the sources for nonpublic information we collect on our customers. We will tell you what measures we take to secure that information.
We first define some terms:
"We", "our", "us" means TexStar National Bank.
"Nonpublic Personal Information" means information that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.
An "affiliate" is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but it means owning enough to have control.
A "nonaffiliated third party" is a company that is not an affiliate of ours.
INFORMATION WE COLLECT ABOUT YOU
We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms
- Information about your transactions with us, our affiliates, or others,
- Information we receive from a consumer-reporting agency
NO DISCLOSURES OUTSIDE OF EXCEPTIONS
We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.
CONFIDENTIALITY AND SECURITY
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.
We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
ADDITIONAL INFORMATION
Please notify us if we report any inaccurate information about your account(s) to a consumer reporting agency. Your written notice describing the specific inaccuracy(ies) should be sent to us at the following address: TexStar National Bank, 600 Pat Booker Road, Universal City, TX 78148.
