Improve Your Home
Home Equity Loans
Home Equity Loans use the equity in your house to make purchases for home improvements. The interest is typically tax-deductible and your loan always stays with us. (Consult your tax advisor regarding the deductibility of taxes). Put your home to work for you!

With our Home Improvement Loan, you can borrow up to 90% of the current market value of your home, less any outstanding mortgage balance. You may use your Home Improvement Loan for remodeling, room additions, repairs and many other improvements. You don't have to obtain multiple contractor bids, escrow funds or wait for periodic inspections on completed work. Simply show us what you want to do and how you plan to do it - it's that easy.


Conventional Home Equity
For those who prefer a more traditional home equity loan, TexStar offers a fixed-rate, fixed-term option. You can borrow up to 80% of the current market value of your home, less any outstanding mortgage balance (subject to program maximum loan amount).***

* Interest may be tax-deductible. Please consult your tax advisor regarding the deductibility of interest.
** For improvements only, not for rehabilitation projects.
***Assuming a $25,000 loan, 80% LTV loan and an APR of 7.278%, you would be required to make 240 monthly payments of approximately $198.



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