With a TexStar Home Loan you will get competitive rates, quick loan decisions, and face-to-face personalized service from our experienced lenders . With a decision as important as your home we will be there to answer any questions you may have.
Now is the time to purchase or refinance your home while rates are at record lows. We will walk you through the process and make it as easy as possible for you.
Conventional Home Loan
Conventional mortgages are loans that are not guaranteed or insured by any governmental agency including the VA (US Dept of Veterans Affairs) or FHA (Federal Housing Administration). Conventional loans are predominantly underwritten according to Fannie Mae or Freddie Mac guidelines. "Conforming" conventional loans are $417,000 or less (for most states including Texas) and "Non-Conforming" or "Jumbo" loan amounts exceed $417,000.
Other Home Loans Available
Construction and Renovation loans are available as well.
We will help you decide if refinancing is right for you. There are several factors to consider and we will walk you through the process of discovering if refinancing is a smart choice for you.
Loan information is subject to change. Certain restrictions apply.
The Federal Reserve Bank offers a publication called "5 Tips for Shopping for a Mortgage" in English and Spanish versions on their web site. This is a useful tool to help you as you begin the process of purchasing a home. Go to the Federal Reserve Website for all the details.
Universal City Main Branch
Phone: 210-659-4000 ext. 1147
All loans are subject to credit and underwriting approval. Certain fees and restrictions may apply or other terms and conditions may apply.