Mortgage Loan E-Sign Disclosure

The following disclosure is required by the federal Electronic Signatures in Global and National Commerce Act (E-SIGN Act). Carefully read this E-SIGN Disclosure located at the bottom of the page and keep a copy for your records.

Electronic Delivery of Disclosures and Notices

By following the “Consent” instructions below, you are consenting to receive disclosures related to your current mortgage loan transaction electronically. If you do not consent; we will mail these documents to you. By consenting to electronic delivery of mortgage disclosures, you agree to provide us with your current email address and update us as to any changes in such information by contacting your Loan Officer or Loan Representative at 210-659-4000.

Requesting Paper Copies

Even after consent, you have the right to receive a paper copy of the disclosures related to your current mortgage transaction. If you would like to receive a paper copy at no charge, please contact your Loan Officer or Loan Representative at 210-659-4000. Please include your name and mailing address and be sure to state that you are requesting a copy of the disclosures related to your current mortgage transaction.

Withdrawal of Consent

If after consenting, you wish to withdraw your consent prior to loan consummation, you can do so by contacting your Loan Officer or Loan Representative at 210-659-4000.

Hardware and Software Requirements

In order to access, view, and retain your account information electronically, you must have:

  • A personal computer or other device which is capable of accessing the Internet.
  • An Internet web browser with capabilities to support a minimum 128-bit encryption.
  • Software which permits you to receive, access, print and save Portable Document format or “PDF” files, such as Adobe Acrobat Reader® version 8.0 and above.

Termination/Changes

We reserve the right, in our sole discretion, to discontinue the provision of your account information electronically, or to terminate or change the terms and conditions on which we provide account information electronically. We will provide you with notice of any such termination or change as required by law.


Consent Form






By providing your name, email address and clicking “I Consent” below, you consent to receive legal disclosures electronically and to the terms and conditions described above.