Traditional IRA

Secure investment that is FDIC-insured (up to $250,000). Traditional IRA contributions may be tax-deductible on your tax return and earnings are not taxed until you withdraw the money out. Good option for those looking to reduce their taxes now. (Consult your tax advisor to find out if you qualify for the deductions.)

Roth IRA

Roth IRAs allow for earnings to be distributed after age 59½, potentially tax-free. This a good option for those in their 20s and 30s looking to start saving for retirement early, or anyone looking for flexibility in their distributions.

Certificates of Deposit

TexStar offers competitive rates on a variety of CD terms. These are FDIC-insured products with guaranteed rates.

Senior Checking Account

If you are already 55 years old or older we offer an interest bearing checking account to you with a low minimum balance requirement of $100. See a TexStar Customer Service Representative for our most current rates.

Need a calculator?  Feel free to use our Retirement Calculator  as well as one that compares Roth vs. Traditional IRAs so you have what’s necessary to make the best decision for you.